Contact us
Tell us about your situation and receive a price estimate usually by the next business day
Welcome!
Timo Karppanen
Managing Director / Accountant
Registered office: Lieksa
Phone (Finnish): +358 50 330 8876
Business ID: 3251391-9
Email: timo.karppanen@pankainvesting.fi
Documents and materials must be submitted electronically. We do not accept paper mail.

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Where we serve
We serve clients electronically throughout Finland and operate from Lieksa and Oulu. In Finnish, communication is handled by email, Teams, Google Meet and phone. International clients are served by email in English or their own language; phone service is in Finnish only.
Serving International Clients
We serve international clients by email. You can write to us in English – or in your own language if you prefer – and we reply in the same language. Phone service is available in Finnish only. Everything stays in writing, so you can read each answer at your own pace and return to it later. If a matter cannot be handled in writing, or you need software training, we can arrange a remote meeting with an English interpreter: the time is charged at our standard hourly rate, and the interpreter is invoiced at cost. Both are always agreed in advance.
Invoicing and document information
We only accept e-invoices. Documents, insurance correspondence, and other mail should be sent by email.
- E-invoice address (OVT): 003732513919
- Intermediary ID: 003708599126 (OpenText)
- Business ID: 3251391-9
- VAT ID: FI32513919
- Documents, insurance correspondence, and other mail: info@pankainvesting.fi
We do not accept paper invoices or letters. If paper mail is nevertheless sent to us, a processing fee of €150.00 per letter will be charged.
If you do not yet use e-invoicing, please contact us and we will agree on an appropriate procedure.